Storm-Damaged Windows? What to Know Before You Replace Them

When a storm hits Grove City or anywhere in Central Ohio, one of the first things homeowners notice is broken or cracked windows. But before you run to the nearest home center to order replacements, take a minute. Here’s what you need to know before replacing storm-damaged windows—because there’s more going on than meets the eye.

1. Inspect More Than Just the Glass

A cracked pane is obvious. But what about the frame? After a storm, especially one with high winds or hail, check for:

• Warped or bowed frames (common with older vinyl)

• Damaged sashes or locks

• Moisture between panes in double-paned windows

• Water stains or soft drywall around the window

These signs can mean hidden damage that simple glass replacement won’t fix.

2. Know What Type of Storm Caused the Damage

Not all storm damage is the same. Here's why that matters:

• Wind-driven rain can force moisture into the framing cavities.

• Hail can dent aluminum cladding and crack seals.

• Flying debris may compromise the entire window assembly—not just the glass.

We’ve seen homeowners replace just the sash only to deal with moisture and mold issues a year later. If you’re in doubt, call a licensed contractor to assess the full extent of the damage.

3. Don’t Overlook Code Requirements

Replacing windows in Ohio isn’t just about finding something that fits. Per Ohio Residential Code (IRC Section R308), all window replacements must meet egress, safety glazing, and energy efficiency standards. If your storm-damaged windows were installed before these rules changed, now’s the time to upgrade properly.

4. Get an Insurance Inspection First

Before you replace anything, file a claim with your insurance and request an inspection. Most policies cover storm damage, but only if documented correctly.

We’ve worked with plenty of Central Ohio homeowners who replaced windows on their own—then found out insurance would have paid for better options, including full-frame replacements or energy-efficient upgrades.

5. Consider Full-Frame Replacement

If your window frame is rotten, warped, or leaking air and water, a full-frame replacement may be your best option. Yes, it’s more invasive, but it’s also the right fix if you want to avoid long-term problems like:

• Air leaks and drafts

• Rising energy bills

• Mold in wall cavities

• Cracked drywall or trim

6. Use a Local Contractor You Can Trust

Storm chasers often roll into Grove City and Columbus after big weather events. Be careful. Look for a licensed, insured contractor with local references. Ask questions like:

• Do they pull permits and follow Ohio code?

• Will they inspect behind the trim and framing?

• Do they work with insurance adjusters?

At Total Home Water Restoration, we handle the inspection, repair, and replacement—from start to finish. We fix it like it’s our own home.

FAQ: Storm-Damaged Window Replacement

Q: Can I just replace the glass?
Maybe, but only if the frame and seals are still structurally sound. A full inspection will tell you for sure.

Q: Is window damage from storms covered by insurance?
Often, yes—especially if it’s due to hail, wind, or debris. Document the damage with photos and call your insurer.

Q: How long does replacement take?
Once we confirm damage and get your windows ordered, most jobs wrap up in a day or two.

Call Total Home Water Restoration Today

Don’t risk missing hidden damage. Let us take a look and give you a straight answer. Whether you need a single sash replaced or a whole house of new windows, we’ve got your back.

📍 Total Home Water Restoration
4141 Hoover Rd, Grove City, OH 43123
📞 380-246-1837

From disaster to done right. We fix it like it’s our own home.