Will my insurance cover pipe burst cleanup?
Will My Insurance Cover Pipe Burst Cleanup?
Short answer? Most of the time, yes. If the pipe burst was sudden and accidental—like a frozen pipe that cracked or an old line that gave out unexpectedly—your homeowners insurance will likely cover the water damage.
But there’s a catch.
Every insurance policy has fine print. And some companies will try to shift blame or delay your claim if they think they can. That’s why how you handle things from the start matters.
Here's What You Should Do After a Pipe Bursts:
Shut off the water supply right away.
Call us at Total Home Water Restoration: 380-246-1837.
Start a claim with your insurance provider (we can guide you).
Let us document all the damage—photos, moisture readings, cleanup process.
We handle the cleanup, drying, and repairs while coordinating with your adjuster.
How We Help with Your Claim
At Total Home Water Restoration, we don’t just fix your home—we deal with your insurance, too. We know what they look for and what they often try to deny.
We:
Take detailed before/after photos
Provide clear estimates using Xactimate (same software insurers use)
Talk directly with your adjuster
Push back if they lowball your settlement
We’ve seen it all, and we’re on your side to make sure your policy works the way it’s supposed to.
What If My Claim Gets Denied?
That can happen, especially if the damage looks like it was caused by neglect (like ignoring a slow leak for weeks). But if it’s truly a sudden break—like most winter pipe bursts—we’ll fight for you with proper documentation and restoration standards from IICRC S500 and local codes.
Bottom Line?
If you’ve had a pipe burst and water is everywhere, you don’t need to figure this out alone. Call us. We’ll walk you through it and get your home dried out and fixed fast—with the paperwork and proof your insurance company needs.
Call Total Home Water Restoration
📍4141 Hoover Rd, Grove City, OH 43123
📞 380-246-1837
We fix it like it’s our own home.
